Elevate Your Business & Experience Excellence
Capitalize on opportunities with our premium funding solutions!
Secure Form
Takes Just Minutes
No Obligation
Why Ridgecrest Financial Group?
Experience the difference with our exclusive and customized financing options.
Join those who have elevated their business potential with Ridgecrest.
Transparency & Integrity
We build trust with clear
communication and ethical practices, ensuring you understand every step.
Accountability & Innovation
We lead with responsibility and
constantly improve to offer agile,
efficient financing solutions.
Service Excellence & Customer Focus
We deliver top-tier service by
understanding your business needs
to help you succeed.
Simple Funding Solutions
Term Loans
Get cash now with the option to apply for more later.
- Loans from $5k - $7M
- Flexible repayment terms
Line of Credit
A revolving line of credit with fast access to funds.
- Credit limits from $6k - $1.5M
- Competitive rates for revolving credit with unlimited terms
Revenue Based Financing
With increased sales, repay quicker. Enjoy lower payments and more flexibility when sales drop.
- Up to $15M in working capital
- Variable terms against future revenue
Requirements to Move Forward with RFG
6 Months
In Business550
Minimum Credit Score$100k
Business Annual RevenueBusiness
Checking AccountOur Process
1
Apply
Apply online and secure financing for your business
2
Qualify
6 months in business, 550 credit score, business checking account
3
Approval
Get approval within one business day
4
Funding
In most cases, get funds for your business within 24 hours
5
Renewals
If your payments are up to date and 65% or more is paid off
- Now that we've covered the basics -
Get StartedHow much money do you need?
Make Better Business Decisions
Simple & Streamlined Process
Secure financing quickly and easily to focus on what truly matters –
growing your business.
Tailored Financing Solutions
We provide specialized funding to
help businesses thrive. No matter
the loan type, we've got you covered.
Flexible Payment Options
Daily, weekly, or semi-monthly
payment plans to suit your
business's cash flow.
Getting a loan doesn't have to feel like moving mountains - let us do the heavy lifting. Call today!
No expertise. No problem. Let our team of U.S.-based loan advisors guide you through the loan process with transparency, expertise, and personalized support.
Say Hello!
Mon-Thu
9:00am - 7:00pm (ET)
Fri
9:00am - 5:00pm (ET)
Sat-Sun
Closed
Frequently asked questions
Who is Ridgecrest Financial Group?
Ridgecrest Financial Group is a leading provider of specialized financial solutions designed to help small and medium-sized businesses reach their full potential.
What financial solutions does Ridgecrest Financial offer?
Ridgecrest Financial offers flexible term loans, lines of credit, and creative, customized financing solutions tailored to your business needs.
Do I need to provide securities to qualify?
No, Ridgecrest Financial Group offers unsecured loans. In specific cases, RCFG may secure our loans with a general lien on your business assets and a personal guarantee. Rest assured, your personal assets are not used as collateral.
How can Ridgecrest Financial help my business?
Ridgecrest Financial Group provides customized financing options, including flexible loans and lines of credit tailored to your needs. With expert guidance and continuous support, we help your business thrive and succeed.
What can I use the funding towards?
Ridgecrest Financial Group allows flexibility in the use of funds, provided they are for legitimate business purposes.
Can I qualify for a business loan or line of credit if I have bad credit?
Absolutely! Each applicant is considered on a case-by-case basis. Even with bad credit, you can still qualify for a business loan or line of credit. We consider your overall business health, not just your credit score.